Selling a house with little to no equity can seem impossible to many homeowners, who often feel stuck with no options. This is the case in many households across America, but there is a way. Here, we will explain a method that is unusually popular in the real estate community. It allows investors to help clients out and make these situations a win/win for everyone.
Peace of mind with Sub-2
Are you facing the overwhelming burden of negative equity in your Houston home? This means your home's value is less than the outstanding mortgage balance, leaving you feeling trapped and financially vulnerable.
At Stephen Buys Houses, we understand the stress and anxiety associated with such a situation. That's why we offer a unique solution: Sub-2 transactions.
What is a Sub-2 Transaction?
A Sub-2 transaction is a type of real estate sale where the buyer purchases a property "subject to" the existing mortgage. This means the seller remains responsible for the mortgage payments, while the buyer takes ownership of the property.
How Can Sub-2 Transactions Help Homeowners with Negative Equity?
- Avoid Foreclosure: By transferring ownership without assuming the mortgage, you can prevent foreclosure and its devastating consequences.
- Regain Financial Control: Free yourself from the burden of negative equity and regain financial flexibility.
- No Out-of-Pocket Costs: We handle all the legal paperwork and negotiations, ensuring there are no additional costs to you.

Why choose Stephen Buys Houses In Houston?
- Expertise: Our team has extensive experience in handling Sub-2 transactions and other complex real estate situations.
- Compassionate Approach: We understand the emotional toll financial difficulties can take and approach each client with empathy and respect.
- No Hidden Fees: Our services are transparent, with no hidden costs or commissions.
- Tailored Solutions: We work closely with each client to develop a customized plan that best suits their needs.
How Sub-2 works
- Contact Us: Reach out to us to discuss your situation.
- Property Evaluation: We'll assess your property and provide a fair cash offer.
- Legal Process: Our team will handle all the legal paperwork associated with the Sub-2 transaction.
- Close the Deal: We'll work with you to ensure a smooth and efficient closing process.

Don't Let Negative Equity Hold You Back
If you're struggling with negative equity in your Houston home, let Stephen Buys Houses help. We're committed to providing you with a solution that alleviates your financial burden and helps you regain control of your life.