Bad credit: NO problem, you still qualify for a new home.
Buy a House you want and deserve
For many people, owning a home feels like an impossible dream. Banks look at your credit score, tax returns, and financial history before deciding if you're "worthy" of a mortgage. But what if there was a better way?
At Stephen Buys Houses In Houston, we believe homeownership should be possible for anyone who can afford it. That’s why we offer owner financing, making it easy for you to buy a home—even if banks have turned you down.
Traditional Banks Say No—We Say Yes
If you’ve ever applied for a mortgage, you know how frustrating it can be. Banks demand high credit scores, years of stable income, and endless paperwork. If you don’t meet their strict criteria, they slam the door in your face.
But we do things differently.
No Social Security card required
No IRS tax returns or W-2s needed
No high credit score necessary
If you can put down a payment and afford the house, you can buy it.
Owner Financing: A Simple Path to Homeownership
Here’s how it works:
- Find a Home You Love – We have homes available now.
- Make a Down Payment – No banks, no credit checks, just a simple, straightforward process.
- Move In and Make Monthly Payments – You’re in control of your future.
This means you can own a home on your terms, without the stress of waiting for loan approvals or worrying about a low credit score.
Why Owning a Home Matters
A home is more than just four walls. It’s a place where your family can feel safe, where memories are made, and where you can finally stop throwing money away on rent.
Imagine coming home to a place that’s truly yours. No landlords, no rising rent payments, no uncertainty. Just a home where you can build a future.
If you’ve been stuck in the cycle of renting because you thought buying a home was impossible, we’re here to tell you that it’s not.
The Time to Act Is Now
Opportunities like this don’t come often. The real estate market is always changing, and waiting could mean missing your chance.
If you’ve dreamed of owning a home, now is the time.
If you’re tired of renting and throwing money away, now is the time.
If banks have told you “no,” we’re here to say “yes.”
We have homes available now, and they won’t last long. Contact Stephen Buys Houses In Houston today to learn more about our owner-financed homes and take the first step toward owning your dream home.
Homes Available All Over Houston
No matter where you want to live in Houston, we have homes available to fit your needs. From established neighborhoods to up-and-coming areas, our selection includes a variety of homes to match different lifestyles and budgets. Whether you're looking for a cozy starter home, a spacious family house, or a place close to work and schools, we can help you find the right fit.
See the Home You Want? We’ll Buy It for You
If you have a specific home in mind but need owner financing to make it possible, we can help. Let us know what you're looking for, and we’ll work to acquire the property on your behalf. Once we secure the home, we’ll offer you owner financing so you can move forward with purchasing it—without dealing with traditional mortgage restrictions.
Years of
Experience
Houses
Purchased
5 Star
Rating
Satisfaction
Guaranteed